The Credit on Loan service is a service where you are allowed to opt in to borrow credit(s) from Digicel whenever your credit balance is below PGK0.50t. You will receive a message from the number 16164 offering an amount that you can loan.
Example of message from 16164:
‘Need airtime now? Reply Y and receive K5.00 advance now. K0.50 will be deducted from your next top-up’ or reply SUB if you want to receive K5.00 airtime automatically each time you reach low balance.'
Note: When you text SUB to 16164, you are applying for credit on loan under automatic function where an additional loan will be sent to your number at a time when your credits are low. It is so at times, you may turn to question why you receive airtime advances claiming it to be not your request without knowing that you initially replied with texting SUB to 16164. Therefore, it is wise that you read and understand the content of the offer SMS before opting to use this service.