You can simply open a new text message and type the alphabet letter“Y” to number 16164 to confirm if you are eligible for a credit on loan.
You will receive the following notification if you are not eligible: You’re currently not eligible to take Credit on Loan. Kindly top up & continue using Digicel to become eligible.
You will receive the following notification if you have an outstanding loan: You currently have an outstanding loan balance to be paid. Kindly text “BAL” to 16164 to confirm your loan balance.
How do I become eligible for the Credit on Loan Service?
Eligibility for the Credit on Loan service is done automatically once you meet the selection criteria. Eligibility for a credit loan is opened to all prepaid Digicel subscribers with a consistent history of constant top up in the last 90 days amidst other criteria.